Turo operates in the United States, the Canadian provinces of Alberta, Nova Scotia, Ontario, and Quebec, in the United Kingdom, and in many other countries. Below is the list of insurance requirements specific to hosts in the United Kingdom.
If you are a vehicle owner with a personal insurance policy:
- Although your personal insurance will not be used during a Turo transaction, you must notify your personal insurer that you plan to participate in person-to-person car sharing and get their approval to do so. If you do not get the approval of your personal insurance provider, they may void your personal policy, and you may be unable to get a new policy.
- Your car must be registered in the United Kingdom in your name or the name of your spouse, and you must be able to verify registration.
- You must be 25 years of age or older to list a vehicle on Turo.
- You may list and deliver your car inside of the United Kingdom only.
A guest can drive your car within the United Kingdom and outside of the United Kingdom -- specifically, to the following places:
- The Isle of Man and the Channel Islands.
- Any other member country of the European Union.
- Iceland, Norway, and Switzerland.
Your vehicles must meet all our vehicle eligibility requirements, and you must meet all financial and legal requirements, including obtaining an MOT; your vehicle must also be regularly maintained and safe to drive, and you must obtain annual vehicle servicing.
If you have a commercial rental policy:
- Any host with a commercial rental insurance policy that meets Turo’s requirements may enroll in Turo’s Commercial Host program, provided your insurance provider approves.
- If you list any vehicle and decline a protection plan in order to offer your own commercial rental insurance directly to your guest, any additional car(s) you list on Turo will automatically be set to decline a protection plan.
- You may list and deliver your vehicle(s) on Turo in the UK only.
For more information on providing your own commercial rental insurance directly to your guests, please read this article.