Turo operates in the United States, select provinces of Canada, in Germany, and in many other countries. Please read on for more information about insurance requirements in Germany specifically.
If you are a vehicle owner with a personal insurance policy:
- Although your personal insurance will not be used during a Turo transaction, your personal insurer must approve of your participation in people-to-people car sharing. Therefore, you are required to verify with your insurer if you may participate in Turo’s marketplace. Failure to obtain approval from your personal insurance provider may result in the voiding of your personal policy and the inability to obtain a new policy.
- You may not list or deliver your car outside of Germany. Your car must be registered in Germany. A traveler can drive your car outside of Germany anywhere in the European Economic Area.
If you have a commercial rental policy:
- Any commercial rental insurance policy that meets Turo’s requirements may enroll in Turo’s owner-provided insurance program, provided your insurance provider approves.
- If you list any vehicle and decline a protection package in order to offer your own commercial rental insurance directly to your guest, any additional car(s) you list on Turo will automatically be set to decline a protection package.
- You may not list or deliver your vehicle(s) on Turo outside of Germany.
For more information about person-to-person car sharing in Germany, please read link.
For more information on providing your own commercial rental insurance directly to your guests, please read this article.