The Turo insurance policy is active during each trip. Please make sure your registration, your personal insurance card, and the relevant Turo insurance card are in the car, accessible to your traveler during the trip. If there is an incident during a trip, the traveler and any third parties should refer to the Turo insurance ID card; the number for claims reporting is located on the back.
The Turo insurance card does not satisfy a state’s "Financial Responsibility" requirements, and cannot be used to register your car. Furthermore, neither of these cards may be used for New York vehicles (vehicles that are registered or whose home location is New York state).
State laws vary; in California, Oregon, and Washington, personal car sharing legislation requires that your Turo insurance ID card be included in the vehicle.
Please note that there are two different insurance cards — one for Arizona, and one for the other 48 states (excluding New York). Please ensure that you have the correct card for your state.