How does insurance work?

Canadian Owners

Please click here for more information about the insurance policy protecting your car, provided by our Insurance partner, Intact.

US Owners

We understand that sharing your car can be a big decision. One of the ways we protect you is by obtaining a $1 million liability insurance policy that protects you against lawsuits for injuries and property damage that occur during the rental period.* In addition, you’ll be protected against certain “comprehensive” and “collision” losses that occur during the rental period, depending on the owner protection plan you've chosen. For “acts of nature”, we will provide protection that will match whatever your pre-existing comprehensive insurance coverage would be. More details on the plans are available in this article, and you can also learn more about what happens if you need to report a claim in this article.

So, if something unfortunate does happen while your car is being rented, we believe your insurance policy should not be touched.

*If you opt to decline a Turo protection package and instead insure your vehicle and traveler with your own commercial rental liability insurance, you will not be covered under Turo’s liability, comprehensive, or collision insurance, in which case your commercial insurance will likely be affected if a traveler gets into an accident. We recommend that you speak with your insurance agent prior to declining Turo insurance. For more information on owner-provided insurance, click here.

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