Only original items, permanently installed on the vehicle by the manufacturer, are eligible for coverage under a Turo protection plan. Examples of items which are not covered: bike racks, ski racks, aftermarket wheels, aftermarket radios, radar detectors, third-party GPS units. Even if any aftermarket items are offered to guests as Extras, they are still not covered under any protection plan.
Furthermore, personal items are not covered for theft, misuse, or damage.
For vehicles provided by Commercial Hosts, Turo does not provide coverage for any aftermarket items or personal effects.