Commercial Hosts are hosts who opt to provide their own commercial insurance for themselves and to their guests instead of choosing a protection plan on Turo. When you choose to become a Commercial Host and provide your own commercial rental insurance, you, as the vehicle host or an authorized representative acting on behalf of the vehicle host, are exclusively responsible for providing commercial rental insurance coverage for any trip booked through Turo.
What are my rental insurance requirements?
You must carry no less than the minimum applicable liability and/or physical damage automobile insurance for your vehicle, your guest, and their authorized drivers. When you select to decline a protection plan or where none is offered in your region, you represent and warrant the following:
- You’re a licensed commercial rental car company or are authorized to act on behalf of and bind a commercial rental car company in connection with listing vehicles on Turo; or
- You’re a company, or are authorized to act on behalf of, and bind a company, that can offer commercial rental car insurance to renters.
You can learn more about becoming a Commercial host and disclosure requirements for Commercial Host vehicle listings.